I just got off the phone with the SAAQ (Quebec 'DMV'). In order to bring the motorhome into Quebec, I need to have another safety inspection done. They will, of course, find things wrong with the vehicle even though Ontario didn't, because this is Quebec and Quebec believes in nickel and dimeing its over taxed citizenry.
Once I meet the safety requirements, I can get a licence plate that will officially put the vehicle in my name. In order to do so, I need to pay the QST (Quebec sales tax). If I lived in Ontario, I could just give the guy a cheque and that would be that. But because I'm in another province, I need to pay 7.5% more than our agreed upon sales price.
Once I've ponied up that money (which will be at least a grand), I can then pay for the licence plate. The amount I was quoted was suspiciously low (482$ for a year, 326$ due now till February). If I only have to pay 500$ a year for plates for this thing, you will need to scrape me off the floor.
It's too late now to make more calls, but tomorrow I will be calling the safety check places to find out how much that will cost, then an insurance company.
That done, I will investigate a 'proper' RV finance loan. I don't technically need one, but I'd rather keep my other funds if I can.
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